Claim Insights Report: The Evolving Risk Landscape
South Africa’s risk landscape has entered a new era. Climate volatility, shifting social dynamics, and mounting economic pressures are redefining how households and businesses experience vulnerability – also how they prepare for and respond to it.
Standard Insurance Limited’s latest report draws on five years of data to illuminate how South Africans are engaging with short-term insurance and how that engagement is evolving with time. The findings are both timely and socially relevant. It reveals surges in climate- related claims, gendered protection trends, and age-linked vulnerabilities that point to a society in transition. Traditional assumptions about risk and responsibility are being challenged, and new behavioural patterns are also emerging.